Compare the operating model

Software helps you keep records.LtdRecord keeps them moving.

LtdRecord runs the routine and asks only for evidence, a company fact or your approval.

The useful questionOperating model

Who still has to do the routine?

Accounting softwareYou operate the system
Traditional bookkeeperA person operates the routine
LtdRecordThe Operator keeps it moving

You still provide evidence, company facts and authority.

Compare

Choose by what you want to keep doing.

Each option is good at something. The difference is who owns the routine.

01

LTDRECORD VS XERO

Best for

Teams that want flexible software and a broad adviser ecosystem.

Why LtdRecord

LtdRecord runs the routine from the records you provide.

02

LTDRECORD VS FREEAGENT

Best for

Small UK companies happy to run their own books and eligible filing tools.

Why LtdRecord

LtdRecord keeps the record current without a review queue.

03

LTDRECORD VS ANNA

Best for

Businesses wanting banking, cards and supported VAT filing in one app.

Why LtdRecord

LtdRecord works across statements, documents and company post.

04

LTDRECORD VS A BOOKKEEPER

Best for

Companies that need recurring human judgement.

Why LtdRecord

LtdRecord saves human attention for exceptions.

Official product sources · checked 20 July 2026

Product names and trademarks belong to their respective owners. LtdRecord is not affiliated with Xero, FreeAgent or ANNA.

The short answer

Choose software to operate the system. Choose LtdRecord to have the routine operated for you.

You provide evidence You confirm company facts You keep final authority

FAQ

Three practical limits before you choose.

01

Is LtdRecord a replacement for Xero or FreeAgent?

No. Xero and FreeAgent are broad software platforms. LtdRecord runs routine record work from the material you supply.

02

Who can file accounts or Corporation Tax today?

FreeAgent supports eligible micro-entity filing. ANNA supports VAT filing and some eligible first-year filing. Xero Tax supports UK Xero Partners. LtdRecord prepares supported work; direct submission is coming later.

03

Do I need to connect a bank account?

No. Start with statements, CSV files, documents or company post. Direct connections are in development.

The useful comparison

Give LtdRecord one real company month.

Bring the records you already have. See what LtdRecord handles and what still needs you.

Start recording

No card to try one company month. Supported UK private limited companies.

Book a demo with LtdRecord

Begin with the awkward bit

Start with one workflow.

A rough account of the work is enough.

Where records arriveWhere people step inWhat slows the work down
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We’ll reply within 24 hours to arrange a working session.