LTDRECORD VS XERO
Best for
Teams that want flexible software and a broad adviser ecosystem.
Why LtdRecord
LtdRecord runs the routine from the records you provide.
Compare the operating model
Software helps you keep records.LtdRecord keeps them moving.
LtdRecord runs the routine and asks only for evidence, a company fact or your approval.
The useful questionOperating model
Who still has to do the routine?
Accounting softwareYou operate the system
Traditional bookkeeperA person operates the routine
LtdRecordThe Operator keeps it moving
You still provide evidence, company facts and authority.
The short answer
Choose software to operate the system. Choose LtdRecord to have the routine operated for you.
See how LtdRecord works as an online accountant alternative You provide evidence You confirm company facts You keep final authority
FAQ
Three practical limits before you choose.
Is LtdRecord a replacement for Xero or FreeAgent?
LtdRecord is being built to run routine company finance for you. Whether you can switch depends on the features your company needs and what is available in your workspace. Check the release scope before moving your books.
Which filings will LtdRecord support in its first public release?
Books & Tax includes VAT calculation and direct submission, with your review and authorisation. There is no paid-month waiting period or separate VAT submission charge. Direct submission of annual accounts, Corporation Tax returns and confirmation statements is outside the beta scope. Tax calculations do not by themselves submit a return.
Do I need to connect a bank account?
No. Upload bank statements to get started. Connections to supported banks currently require a developer token you generate with your bank. A standard bank connection flow is not available yet. Connected email requires a separate beta application.
The useful comparison
Start with your company records.
Bring the records you already have. See what LtdRecord handles and what still needs you.
Free bookkeeping requires no payment card. Tax calculations and VAT submission are part of Books & Tax. Supported UK private limited companies. See pricing and beta availability.