About your plan, getting started and what's included.
Can I start without a payment card?
Yes. Free bookkeeping lets you upload statements and receipts, categorise transactions, see your profit and loss, and view or export your records. Tax calculations and VAT filing are part of the separate Books & Tax subscription.
What is the difference between the £19, £29 and £39 plans?
£19/month is the early Books & Tax price for beta subscribers. £29/month is the standard Books & Tax price after beta, with the same bookkeeping, tax calculations and VAT filing. The planned £39/month plan adds payroll calculations, payslips, PAYE and National Insurance calculations, and HMRC RTI submissions. Payroll is not available to purchase yet.
How does the £1 first month work?
One company per subscription. First month £1, then £19/month for the next 12 months. After that, £29/month. New subscriptions after beta start at £1 for the first month, then £29/month. Monthly billing; cancel any time before your next renewal.
Will joining early access start a subscription?
No. Joining early access only registers your interest. We will invite you when paid subscriptions open. Billing starts only when you choose a plan and complete paid checkout; registering interest or saving a payment card does not start it.
Do I need to connect my bank account?
No. Upload bank statements to get started. Connections to supported banks currently require a developer token you generate with your bank. A standard bank connection flow is not available yet.
Is connected email included automatically?
Connected email currently requires a separate beta application and approval. A paid subscription does not automatically grant access. You can upload receipts and documents while you wait, so an email connection is not required to get started.
Which tax filings are included?
Books & Tax includes VAT calculation and direct submission, with your review and authorisation. There is no paid-month waiting period or separate VAT submission charge. Direct submission of annual accounts, Corporation Tax returns and confirmation statements is outside the beta scope. Tax calculations do not by themselves submit a return.
Can I cancel my subscription?
Yes. Plans are billed monthly and renew automatically until cancelled. Cancel before your next renewal through the available billing controls or by contacting us. Cancellation normally takes effect at the end of the current paid period. Registering for early access does not create a subscription to cancel.